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 Housing Buying, Owning, Renting Housing Education FAQS

Buying A Home

How do I find a homebuyer education workshop or pre-purchase counseling?
The University of Georgia Cooperative Extension
HUD Approved Housing Counseling Agencies

How much home can I afford?
Mortgage Calculator

How can I buy a home that was foreclosed on?
Homes for Sale

How do I select a mortgage?
Shop, Compare, Negotiate

Where can I find a low-interest rate mortgage and down payment or closing costs assistance?
Georgia Dream Homeownership Program
American Dream Downpayment Initiative (ADDI)

Are there any special loan programs for Firefighters, EMTs, Police Officers, Teachers, Military or Health Care workers?
Good Neighbor Next Door Program
PEN Program in Georgia

Are there loan programs for persons with disabilities?
CHOICE Loan Program in Georgia

Are there loans available to person living in rural communities?
USDA Rural Development

Are there loans that encourage the purchase of energy efficient homes?
Energy Efficient Mortgage
Efficient or Visitable Second Mortgage Loan Program (Georgia)

Why should I get a Home Inspection?
Home Inspection

What should I ask my Home Inspector?
Home Inspector Questions

Where can I learn more about closing costs?
Buying Your Home: Settlement Costs and Information

Can I use my housing choice voucher to buy a home?
Homeownership Vouchers

Life As A Homeowner

How can I lower my home insurance costs?
12 Ways to lower home insurance

Can I cancel the private mortgage insurance (PMI) on my home loan?
Cancellation of PMI

How can I learn more about reverse mortgages?
Fact Sheet From Federal Trade Commission
National Center for Home Equity Conversion

Where can I learn more about home improvements?
Home Improvements

Life As A Renter

What are my rights and responsibilities as a renter in Georgia?

Georgia Landlord and Tenant Handbook (PDF)
LegalAid – Georgia

What type of rental assistance is available to low-income Georgians?
Housing Choice Voucher Program

How can I find a place to rent?
Rental listings in English
Rental listings in Spanish

Understanding Your Rights

What are my housing rights in Georgia?
The Georgia Fair Housing Law (English)
The Georgia Fair Housing Law (Spanish)

What laws protect my access to fair housing?
Fair Housing and Equal Opportunity

How am I protected when buying a home?
Real Estate Settlement Procedures Act (RESPA)

What are my rights when I borrow money to purchase a home?
Mortgage Borrowers' Rights

Protecting Yourself From Predatory Lending

How can I protect myself from loan fraud and predatory lenders?
Mortgage loan fraud





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